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Step 2: Get Qualified  
   
It is important, and will make the home-buying process easier,
 
if you get pre-qualified prior to looking for a house:
 
For a purchase loan:
   
1.
Organize all of the documents listed here;
-
2.
Contact AllGood Mortgage Corporation to find the maximum house you can buy based upon your income and assets;
(This will allow you to concentrate on houses you can afford so that you don’t waste time looking at properties that are not within your budget)
   
3.
This puts you in a stronger position when you make an offer, because the seller knows that your loan is already approved;
   
4.
This also helps you close the loan quickly, since your loan is already approved.
 
 
For a refinance loan:
   
1.
This is the next step after you have organized your documents;
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2.
This allows you to understand the benefits to refinancing;
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3.
If you are receiving cash-out as a result of the refinancing, you will quickly see the amount that you will be receiving
(This allows you to plan for that cash-out.)
 
 
 
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