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Step 2: Get Qualified  
It is important, and will make the home-buying process easier,
if you get pre-qualified prior to looking for a house:
For a purchase loan:
Organize all of the documents listed here;
Contact AllGood Mortgage Corporation to find the maximum house you can buy based upon your income and assets;
(This will allow you to concentrate on houses you can afford so that you don’t waste time looking at properties that are not within your budget)
This puts you in a stronger position when you make an offer, because the seller knows that your loan is already approved;
This also helps you close the loan quickly, since your loan is already approved.
For a refinance loan:
This is the next step after you have organized your documents;
This allows you to understand the benefits to refinancing;
If you are receiving cash-out as a result of the refinancing, you will quickly see the amount that you will be receiving
(This allows you to plan for that cash-out.)
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